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Getting the dental coverage you require has just become more affordable. With the introduction of the Canadian Dental Care Plan (CDCP), uninsured and lower-income BC residents can receive dental care for a significantly lower price.
Are You Eligible?
Not all Canadians are eligible for the CDCP. Before applying, you must meet the following criteria
- Be a Canadian citizen or have permanent resident status.
- Have uninsured status for dental care benefits.
- Not covered by any existing federal, provincial, or territorial programs.
- Family net income less than $90,000.
- Filed your previous tax return in Canada.
What is Covered and How Much is Covered?
The CDCP covers a range of essential dental treatments including but not limited to, diagnostic and preventative services, basic services, major services, anesthesia or sedation services, and orthodontic services.
The CDCP will reimburse a portion of the cost of your treatment, but it may not pay the full amount. The amount covered is dependent on your income, and is outlined in the table below.
| ADJUSTED FAMILY NET INCOME | HOW MUCH CDCP COVERS | HOW MUCH YOU PAY |
|---|---|---|
| Lower than $70,000 | 100% of eligible oral health care service costs will be covered at the CDCP-established fees. | 0% of the CDCP established fees. You may face additional charges as described below. |
| Between $70,000 and $79,999 | 60% of eligible oral health care service costs will be covered at the CDCP-established fees. | 40% of the CDCP established fees. You may face additional fees as described below. |
| Between $80,000 and $89,999 | 40% of eligible oral health care service costs will be covered at the CDCP established fees. | 60% of the CDCP established fees. You may face additional fees as described below. |
How Do You Apply For the Canadian Dental Care Program?
The Canadian Dental Care Plan is opening in phases, and when you can apply is outlined in the table below.
| GROUP | WHEN TO APPLY |
|---|---|
| Aged 65 and older | Now |
| Adults with a valid Disability Tax Credit | Now (started June 27, 2024) |
| Children Under the age of 18 | Now (started June 27, 2024) |
| All remaining eligible residents (not in one of the above groups) | In 2025 |
If you meet the requirements and want to apply for the CDCP, click the button below to use the online application portal provided by the Government of Canada.